SMASHING PUMPKINS....

Today is the greatest/Day I’ve ever known/Can’t live for tomorrow/Tomorrow’s much too long/I’ll burn my eyes out/Before I get out….

You’re welcome for the ear worm for those of you who actually know the song without looking up the lyrics. If you do know the song then I know it’s now running through your head as it has mine for the majority of today. Cause it is the greatest…*Singing in my head just as loud as I can!*

So, you remember yesterday, when I said I would save finances for another day? Guess what day today was? No, no…it was NOT the greatest (although I do still have that song in my head)…today was the day where I tackled our finances. Let me tell you something, a secret if you will, about me. I have OCD, particularly with numbers, they must be odd or I will do whatever I have to do to make it so. Now, I am using a lovely program that is guiding me through the process of reducing our debt and, apparently, that program has the same OCD issue that I have because every number it produced to pay towards our bills were all odd numbers. Which leads back to the song…*Today is the greatest…day I’ve ever known.*

It’s a rather convoluted path that my brain takes to get to its destination, but I ALWAYS get there. My husband says, quite often, that sometimes we take a magical journey with me to get to the point, but it’s never boring getting there. He’s a smart man for not saying anything other than the joyful words I consider those. He may have seen combat, but I’ve scraped people and body parts off of just about every surface imaginable and I remember every last detail about gloves, cleaning up after and decontamination. Sure, he could take me while he’s awake, but I can stay awake for days and just wait.

For those of you who do not know what the word facetious means, I highly suggest you look it up, because the latter portion of the preceding paragraph was wrought with nothing but me being just that. And for those of you that are too lazy to look it up…I WAS BEING SARCASTIC.

I only hurt those who deserve it. Usually with big words. A dictionary (or an education) is a priceless gift that keeps on giving!

Just don’t actually injure someone I love and hold dear to my heart. Because then I don’t use big words. I use small, colorful words that are the precursor to the beat down that will come from the sassy, country raised, Southern girl that knows how to throw a punch just as hard as any man because I don’t believe in that smacking, hair pulling, cat fight crap. A nice kick to the side of the knee cap will bring down the biggest of people and that puts you right in the range of a solid punch to the temple. It’s only dirty fighting if you start it from behind. I’m just sayin’.

Oh, finances…yes, yes, yes. (See, I got back to it. We just took a left turn for a moment.) My husband has a separate program that figured our payments out and put the majority of it towards our largest bill and smaller amounts towards the rest. The program I use pays off the higher interest bills first and works its way down. If I use the model his has projected, there won’t be the first bill paid off until the first of NEXT year. If I use the model I projected then by September of this year we can have 5 bills paid off which will leave us with only the car and student loan payments and one remaining credit card. I have decided to go with the model that I projected. I’d rather see the higher interest, lower amounts paid off soon and leave the lower interest, higher amounts to start getting more paid off later this year. I want results and I want to see them quickly. It’s the whole “shiny” thing for me.

By the time I get those first few bills paid off, Jed (there should be at least one person who understands that reference regarding my husband and a certain movie) should be home and then when we’re down to just the car, student loans and one credit card left to pay, we can decide how to best apply the payments…although I personally say we crank that money left from the other paid bills on top of the credit card and yank that amount down rather quickly. Leave the student loans for last since they’re the lowest interest and the lowest payments we have. Just my thoughts though.

In other, non-financial related, news…Puffle (the youngest rugrat) ditched her vegan/vegetarian diet supposedly just until next month. She became hungry and processed cow in the form of a hamburger called out to her. I give her props…Puffle made it 4 whole days on her new “life choice”. According to her, one cannot go into the first month in the New Year without eating meat, but the second month is fair game.

I pretend to understand her most days, but really…I’m just winging it at this point and hoping we can just get her into a good college.

Now…back to my song….

TODAY IS THE GREATEST/DAY I’VE EVER KNOWN!!!!